Wolf AI — Ahead of the Pack
The Infrastructure That Connects Claims, Data, and Outcomes
We Build Claims Superhighway Infrastructure
Claims platforms engineered end-to-end. eClaims Litigation Packs. Operational Outsourcing from 500 to 50,000 claims/day.
We Rent to SMEs & Sell to Enterprise
White-label platforms PAYG from £8.99/Claim Passport. Fixed platforms from £475/month. Enterprise full ownership (£ASK).
We Provide Exceptional Financial Claims Data
Unrivalled claims intelligence through UKFCI, the live signal index.
47
Active Claim Products
8
Platform Solutions
£1.47B
Projected Client WIP
470K+
Cross-Platform Users
↓ Scroll to Explore ↓

See What We've Already Built For Clients

Test drive our platforms below.

Consumer
3 Minute Claim
AI+DIY Claims
Fixed £10.99 Fee
47 Claim Products
Start Claim →
🔑
Consumer
AI Claims Guys
Your Key to
Compensation
£3.7K Max Avg
Explore →
🔍
Consumer
AI Claims Checker
Free Eligibility
Instant Scan
7 AI Engines
Check Now →
£
Consumer
Overcharged Checker
Compliance Breach
Detection
100% Automated
Check Charges →
🏢
Business · Asset
SME Business Claim Passports
Registered Once
Auto-Matched to Every Eligible Claim
Auto-Matching
Register Free →
⚖️
B2B · SME & IP
Wolf AI Platforms
T1 to T4 and T4ic
White-Label AI
From £475/mo
View Plans →
🏦
B2B · Enterprise
Wolf AI Enterprise
T4e · T5 · S1
Bank Partnerships
10K+ Claims/Mo
Talk to Us →
⚙️
AI · Technology
Wolf AI SLM
Small Language
Models
Proprietary AI
Learn More →
🎫
Consumer · Asset
Consumer Claim Passports
Registered Once
Eligible Forever
Auto-Matching
Register Free →
📊
Intelligence · Live
UKFCI
UK Financial Claim Index
Live Signal Dashboard
Claims Intelligence Engine
View Index →
⚖️
Funder · Infrastructure
Litigation Funders
Live Portfolio Scoring
with the ClaimWatch Platform
Portfolio Monitoring Engine
Request More Information →
Consumer
3 Minute Claim
AI+DIY Claims
Fixed £10.99 Fee
47 Claim Products
Start Claim →
🔑
Consumer
AI Claims Guys
Your Key to
Compensation
£3.7K Max Avg
Explore →
🔍
Consumer
AI Claims Checker
Free Eligibility
Instant Scan
7 AI Engines
Check Now →
£
Consumer
Overcharged Checker
Compliance Breach
Detection
100% Automated
Check Charges →
🏢
Business · Asset
SME Business Claim Passports
Registered Once
Auto-Matched to Every Eligible Claim
Auto-Matching
Register Free →
⚖️
B2B · SME & IP
Wolf AI Platforms
T1 to T4 and T4ic
White-Label AI
From £475/mo
View Plans →
🏦
B2B · Enterprise
Wolf AI Enterprise
T4e · T5 · S1
Bank Partnerships
10K+ Claims/Mo
Talk to Us →
⚙️
AI · Technology
Wolf AI SLM
Small Language
Models
Proprietary AI
Learn More →
🎫
Consumer · Asset
Consumer Claim Passports
Registered Once
Eligible Forever
Auto-Matching
Register Free →
📊
Intelligence · Live
UKFCI
UK Financial Claim Index
Live Signal Dashboard
Claims Intelligence Engine
View Index →
⚖️
Funder · Infrastructure
Litigation Funders
Live Portfolio Scoring
with the ClaimWatch Platform
Portfolio Monitoring Engine
Request More Information →

The Wolf AI Platform Ecosystem

Integrated infrastructure powering multiple specialised platforms across the UK claims market.

Three-Tier Platform Architecture
Consumer Platforms
3 Minute Claim
AI+DIY claims processing at a fixed fee of £10.99.
AI Claims Checker
Free instant eligibility scanning across 47 products.
AI Claims Guys
Multi-product ODR platform with auction marketplace.
Overcharged Checker
Specialised compliance breach detection.
Consumer Claim Passports
Register once, get notified automatically when eligible for new claim types.
Business Platforms
SME Energy Claims
Business energy mis-selling, with an average claim of £4,300.
Business Claims Suite
Multi-claim business portal for SMEs.
Claim Connect
A restricted auction marketplace where consumer claims are bid on by SRA and FCA registered firms and licensed brokers, ensuring competitive representation.
B2B Infrastructure
SME/IP Platforms
T1 to T4 and T4ic tiers for small-to-mid-sized firms (£475 to £1,895 per month).
Enterprise Solutions
T4e Runway, T5, and S1 Bank Bridge for high-volume operations.
API Services
RESTful integration layer compatible with all tiers.
Wolf AI-OS (Operating System)
The core AI operating system underpinning all Wolf AI platforms, managing claim workflows, data processing, AI engine orchestration, and real-time decision logic across every tier.
S1 CLEM — Lender Bridge
A direct settlement integration platform that bridges Wolf AI systems with banks and lenders, enabling automated PCP claim resolution and lender-side processing without manual intervention.

Shared Technology Infrastructure

Enterprise-grade systems powering all platforms.

💡

7 AI Engines

Predictive algorithms trained on 2M+ claims, analysing success probability, claim valuation, and optimal strategies.

🔒

ISO/SOC Certified

UK data centres with ISO27001 and SOC 3 T2 accreditation, and 2048-bit TLS encryption for all data.

Real-Time Processing

Zero-touch intake system with instant data validation, automated document processing, and live status tracking.

📊

Analytics Engine

Advanced success probability scoring, claim valuation models, and predictive outcome analysis.

🔄

Auto-Escalation

Direct FOS integration with automated case escalation, deadline management, and compliance tracking.

🌐

API Layer

RESTful API architecture enabling seamless third-party integrations, webhooks, and custom connections.

🎯

AI ClaimQuant

Advanced claim valuation and success probability scoring using predictive algorithms trained on millions of case outcomes.

📡

Claims Radar

Real-time monitoring system tracking FCA announcements, Supreme Court decisions, and emerging claim categories across the UK market.

Our Platform Engines

Explore the live campaigns and case studies powering the claims ecosystem.

ClaimWatch poster: clients register once, then never miss a claim for the rest of their life.
ClaimWatch
Register once — never miss a claim, for life.
Explore →
Poster: 12 products, 12 months, one integration — proven AI infrastructure for claims firms.
12 Products. One Integration.
Proven AI infrastructure, delivered in 12 months.
Explore →
Poster: one ecosystem, three pillars — platforms, passports and products.
One Ecosystem, Three Pillars
Platforms · Passports · Products.
Explore →
Case study poster: how a modern claims firm turned 7,318 files into £5.98M of retained fees over 12 months.
£5.98M Retained in 12 Months
Case study: 7,318 files, transformed outcomes.
Explore →

Claim Passports Intelligence

UK Financial Claim Index

UKFCI

Live Consumer Signal Dashboard

Tracking breach trends across the United Kingdom based on anonymous Claim Passport data and independent complaint reports. Signal intelligence, not allegation.

FOS Complaints 2024/25
305,726
Q1 2025/26 Signals
68,400
FOS Uphold Rate
31%
Registered Passports
465k+
National Index Panels
BVI — Claim Volume Index
Signal Volume Intensity
0
30-Day Signals
▲ +22% month on month
Signal Volume, Not Allegation Count
WFII — Weighted Financial Impact Index
Estimated Daily Exposure by Sector
Est. Daily Exposure (Weighted)*
£0
Motor
£0
Cards
£0
Insure
£0
Energy
*Estimates derived from EPR calculations. Not confirmed redress figures.
BPI — Breach Probability Index
Likelihood Signal by Sector
0
Motor
Finance
0
Credit
Cards
0
Insurance
0
Mortgages
Score out of 100. Higher = stronger breach likelihood signal. Not a legal determination.
Sector Risk Overview
Sector Signal Breakdown — All Categories
SectorSignal VolumeAvg ProbabilityEst. Exposure*30-Day Trend
Motor FinanceHigh
72
£84M +18%
Credit Cards & BankingModerate
58
£31M +11%
Insurance DisputesMedium
41
£19M Stable
MortgagesLow
36
£9M -4%
Energy & UtilitiesLow-Med
28
£12M +6%
*Estimated exposure figures derived from EPR calculations. Not confirmed redress or liability figures.
UK Breach Heat Map
UK Breach Heat Map
Elevated (70+)
High (55-69)
Moderate (40-54)
Low (<40)
► Hover a region
Signals
Avg Probability
Est. Daily Exposure
LONDON 82 NE 61 NW 68 YK 64 E.Mid 74 W.Mid 78 East 62 Wales 44 SW 29
BPI Signal by Region
London & SE82
42,800 signals£38M est.*
West Midlands78
31,200 signals£29M est.*
East Midlands74
28,400 signals£22M est.*
North West68
42,000 signals£27M est.*
Yorkshire64
22,100 signals£18M est.*
North East61
18,600 signals£14M est.*
East England62
19,400 signals£15M est.*
Wales44
11,200 signals£9M est.*
Scotland34
8,900 signals£7M est.*
South West29
7,200 signals£5M est.*
N. Ireland22
4,800 signals£3M est.*
Section 8 — Data Integrity & Methodology
Section 8 Data Integrity & Methodology Panel
+
Anonymised Consumer Data
Weighted Risk Modelling
Correlated with FOS Reports
Validated Trend Analysis
Time Decay Adjustment
Signal Anonymisation
All signals anonymised at source, prior to any aggregation. No individual case attribution is possible or retained.
Minimum cluster threshold applied before any sector spike appears in the index. Single outliers do not influence published scores.
Multi-factor weighting model accounts for submission recency, sector density, and claim category severity.
Validation Framework
Time decay adjustment applied to older signals, preventing historical noise from distorting current index readings.
Cross-referenced against FOS published complaint volumes quarterly to validate directional accuracy of BVI trend lines.
Sector elevation requires sustained signal increase across multiple independent clusters before BPI threshold triggers.
Index Threshold Logic
BVI requires a minimum of 200 signals in a rolling 30-day window before a sector enters the published dashboard.
WFII exposure estimates are derived from EPR calculations. Clearly labelled as estimates, not confirmed redress figures.
BPI scores are probability-weighted signals, not legal determinations. They indicate pattern strength, not liability.
How ESP, EPR and EBR Feed the Indices
Passport Submission
ESP Scoring
EPR Exposure Calc
EBR Probability Weight
BVI / WFII / BPI
Published Index
Intelligence Access
Free Weekly Briefing
Download Weekly
Breach Reports
For Legal Professionals & Institutions
Predictive Intelligence. Sector Deep Dives. Export Data.
Predictive Sector Modelling
Exportable Index Data & API Access
Trend Alert Subscriptions
Sector Deep Dive Reports
Request Professional Access

Meet the Team

The people building Wolf AI's claims infrastructure.

Matthew, Founder & CEO
Founder & CEO
Matthew

Matthew has 30 years in business, working in the acquisitions sector and business restructuring throughout the UK. He specialises in AI software development, and was formerly licensed by the Ministry of Justice to deal with complex financial product claims.

History & experience →
Max, Operational Support
Operational Support
Max

Maxime previously worked within the financial services and insurance sector, processing claims and complaints. She is a qualified career auditor with extensive experience in compliance and forensic audit for financial products.

Luke, Business Development Manager
Business Development Manager
Luke

Luke has a strong sales and management background, with experience in the services sector covering claims, finance and compliance. He also has a track record in AI software platform development and back-end software testing.

Ethan, Software Admin & Support
Software Admin & Support
Ethan

Ethan has a BSc in Environmental Geoscience (University of Glasgow). He is experienced in AI claims processing, back-end programming and AI data sets, and liaises with the back office on day-to-day platform updates.

Anya, Head of Marketing
Head of Marketing
Anya

With a BA (Hons) and an MSc, Anya handles our full brand output through our MarketingWorks Media arm, with an emphasis on developing social media and digital content across the group.

Jane, Accounts Manager
Accounts Manager
Jane

Jane has extensive experience across HR, payroll, accounts and regulatory compliance. She runs the day-to-day operation of our back-office accounts and admin department, handling client account acquisitions.

Kiz, Full Stack Engineer
Full Stack Engineer
Kiz

Kiz maintains and continually updates our structured AI database within our evolving platform. He is a proven web developer specialising in HTML, CSS, jQuery, JavaScript, PHP, Ajax and more.

Anna, Data Scientist
Data Scientist
Anna

Anna matches external database accruals and case values against potential client remediation results within the AI platform. She specialises in machine learning, statistics and LLM programming.

Gopal, Software Automation
Software Automation
Gopal

Gopal handles the AI automation of our online data points within the platform. He is experienced in forensic analytics and data mining, with detailed knowledge of proprietary functions around online accounting systems.

Asha, Software Development
Software Development
Asha

Asha works on our AI platform development, integrating additional functionality into the software systems. She covers compliance and regulator actions, integrating RAG into our LLM with relevant external knowledge sources.

Alex, Head of AI Digital Management
Head of AI Digital Management
Alex

Alex is our first digital AI employee, covering a detailed scope of tasks — even when most of us are asleep. He acts like a virtual worker, using AI to automate complex, multi-step digital tasks. We're monitoring his progress.

Contributors and contractors
Contributors
Contractors

A big thank-you to all our UK and US contributors and subcontractor friends, who help us create a uniquely affordable, accessible AI multi-claims platform service for our B2B and B2C clients.

We're always on the lookout for talented people. If you're qualified or experienced in AI application, send your CV to hr.dept@occ-uk.com.

At OCC we treat outcome, not effort, as the unit of value — 45 years in claims.

About Us

Who we are, why we build the way we do, and how we've evolved from OCC AI into Wolf AI.

We build claims platforms. We rent and sell them bespoke. And we provide unrivalled claims data.

We are an AI software company built around one part of the world: the UK claims sector. We design, build and operate end-to-end platforms that carry a claim from the first eligibility check all the way through to resolution — combining automation, structured data and human oversight at the points where it matters most.

Our technology serves the whole market. Consumers can check a single claim in minutes. SMEs and enterprises can run claims at scale on white-label or fully owned platforms. And the banks, funders and firms behind them gain access to accurate, real-time claims intelligence to make better decisions.

The thread running through all of it is simple: claims technology should be affordable, accessible and dependable — so good outcomes aren't reserved for the few who can afford them.

Do all the good you can, by all the means you can, in all the ways you can, in all the places you can, to all the people you can, for as long as you ever can. Our guiding principle

The Uniqueness of Our AI Platforms

What sets our platforms apart isn't a single feature — it's how the whole system works together.

01

One Connected Ecosystem

Platforms, passports and data products all share the same backbone, so a claim is never started from scratch and never gets lost between systems.

02

End-to-End Automation

AI handles eligibility, document processing, valuation and case management — with human oversight built in wherever judgement and compliance demand it.

03

Data That Compounds

Every claim sharpens our claims intelligence, giving clearer signals on probability, value and risk across the whole UK market.

04

Built For Claims, Not Retrofitted

Designed from the ground up for the realities of UK claims, compliance and regulation — not a generic tool bent to fit.

Integration Benefits

Why a unified platform ecosystem outperforms standalone solutions.

Cross-Platform Data Sharing

Claims data and AI insights are shared across all platforms, meaning each claim processed improves the accuracy and predictions for all users across the entire ecosystem.

Unified User Journey

Seamless transitions between platforms. Check eligibility on AI Claims Checker, process on 3 Minute Claim, or auction on Claim Connect without re-entering data.

Shared Security Standards

Enterprise-grade security across all platforms. Every user benefits from bank-level encryption, ISO certifications, and continuous security monitoring.

Consistent Updates

New features, AI improvements, and regulatory updates roll out simultaneously across all platforms, ensuring everyone has access to the latest technology.

Claim Connect Network

The auction marketplace connects consumers, firms, and funders across the ecosystem, creating liquidity and competitive pricing for every claim type.

Scalable Infrastructure

Add new platforms, claim types, or features by extending the core infrastructure. There is no need to rebuild from scratch, reducing time to market.

Ready to Transform Your Claims Business?

Join the integrated AI claims ecosystem powering £1.47B in client WIP across 470K+ users

Heritage & Transition

The Next Evolution of OCC Software — Wolf AI Labs

For the past seven years, OCC Software has been the foundation of our products, partnerships, and growth. Following substantial investment into our next phase of expansion, and as our focus continues to evolve towards advanced AI systems, autonomous infrastructure, and next-generation engineering, we are introducing a new primary brand.

From the 1st July 2026, Wolf AI Labs will become our primary public-facing identity. This is not a change in ownership, leadership, or commitment. It is the same team, the same values, and the same dedication to building technology that delivers real-world outcomes.

OCC Software remains an important part of our heritage and will continue to support existing relationships and legacy operations. Wolf AI Labs represents the future direction of the group, focused on creating tomorrow's platforms today.

→ The foundation remains.
→ The vision expands.
→ The future accelerates.